Is video men Pradhanmantri Vaya Vandana Yojana (PMVVY) in detail. in this video I have told about Fixed Pension yojana which is given in the Pradhanmantri Vaya Vandana Yojana and it is government fixed and Guarantee pension scheme. you can also see the last date of Pradhanmantri Vaya Vandana Yojana. and other detail like pension, tax benefit, Death benefit, surrender value and loan benefit.
The Plan provides an immediate pension for senior citizens 60 years and above. It can be purchased by paying a lumpsum amount. The plan provides for pension payments of stated amount for the policy term of 10 years, with return of purchase price at the end of 10 years.
Pension payment modes are available : Monthly / Quarterly/Half-yearly /Yearly
Pension will be paid at the end of each period as per payment mode chosen starts as early as next month if monthly mode is chosen.
On the death of the pensioner at any time during the term of 10 years, the purchase price will be refunded to the legal heirs/nominees.
Only resident Indians are eligible to purchase this plan.
Features:
Medical-----No medical examination is required.
Surrender Value------Premature exit is allowed during policy term under exceptional circumstances like Critical/Terminal illness of self or spouse . Surrender Value payable in such cases is 98% of the Purchase Price.
Loan----Loan is available under the policy after completion of 3 policy years. Maximum loan granted will be 75% of the purchase price.
Minimum Pension Rs 1000 Per month and Maximum Pension is Rs 9250 per month.
Minimum investment Rs 1,56,658, Maximum Investment 15,00,000
Return on Investment varies from 7.40 for monthly pension to 7.66% for yearly pension.
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1) pradhan mantri Vaya Vandana Yojana in Detail
2) PM vaya vandana yojana in Hindi
3) PM vaya vandana yojana last date
4) Pradhanmantri vaya vandana yojana online and offline apply
5) Pradhan Mantri Vandana Yojana
6) Pradhan Mantri Vaya Vandana
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Key Features of LIC' New ULIP Plan (ULIP SIIP 852):
(i) It is a unit-linked insurance plan (ULIP), this means returns are not guaranteed.
(ii) Death Benefits: At the time of demise, the nominee gets Higher of (Sum Assured, Fund Value).
(iii)Policy Term: 10 to 25 years
(iv) Regular Premium plan (Premium payment term same as policy term)
(v) Premium Payment Frequency: Monthly, Quarterly, Half-yearly, Yearly
(vi) Sum Assured: Depends on your entry age
(vii) Entry age up to 55 years: 10 times the annualized premium
(viii) Entry age 55 years and above: 7 times the annualized premium
(ix) Minimum age at Entry: 90 days
(x) Maximum age at Entry: 65 Years
(xi) Minimum Maturity age: 18 Years
(xii) Maximum Maturity Age: 85 Years
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